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20 Most Recent Credit Articles
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Budgeting for Holiday Travel and Entertainment - Keep Holiday Expenses Under ...
5 Dec 2007 at 2:06am
What comes to mind when the Christmas season is near? Gifts, entertainment, travelng and everything that necessarily requires you to shell out your hard earned cash. For most people, it can mean overusing their credit cards. At least 54% of people are still paying off the previous year Christmas ...
Restore Your Credit History with Bad Credit Credit Cards
8 Oct 2007 at 6:23am
It's not a secret that bad credit score makes it more difficult to get a credit card, but with a little searching you can find a card available for nearly everyone.
Balance Transfer Credit Cards Help to Improve Your Financial Situation
25 Sep 2007 at 11:12am
Balance transfer credit cards can be valuable for those who want to reduce their credit balance, to save money on interest payments, and to get out of debt faster.
Why Minimum Payments On Your Credit Card Deals Are Rising?
14 Sep 2007 at 1:11pm
Is increasing minimum payments positive or negative? People are sure that even disadvantages of this change may become advantages. Positive sides can be found in every situation. And this event is not an exception.
Credit Card Aiming Environmentally Concerned Customers
6 Sep 2007 at 5:07am
Making an affinity credit card deal, you can donate to non-profit organizations concerned with protecting the environment and fighting the global warming. However, if you want to show your love to nature, you need to pay high interest and fees.
What Is a FICO Score and How Do I Make It Work for Me?
24 Jul 2007 at 2:13am
Whether or not you receive a loan and what interest rate you get on your credit card may be determined by something called a FICO score. Named for Fair, Isaac & Co., a California-based company that developed the credit score, the FICO score is the most widely used scoring method to determine cred...
What Is A FICO Score?
24 Jul 2007 at 2:13am
A credit score is most commonly known as a FICO score. FICO stands for Fair Isaacs Corporation. It's a company that developed the credit scoring software used to evaluate your credit worthiness.
Credit Report Hassles
24 Jul 2007 at 2:13am
There is no end to the amount of pain that your credit report can cause you. If you have a bad credit history this is something that can follow you around and wreak havoc on your life without you even knowing it. Do you know how many people did not get a job because their credit report was awful?...

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San Diego Union-Tribune: FDIC sets mortgage plan for IndyMac borrowers
21 Aug 2008 at 6:17pm
Thousands of troubled home borrowers with loans from IndyMac Federal Bank will be able to switch to fixed-rate mortgages under a new plan from ...
Minneapolis Star Tribune: Treasurys slip after jobless data, oil price jump
21 Aug 2008 at 5:29pm
Treasury prices fell modestly Thursday, giving up some of their recent gains as the Labor Department reported a larger-than-expected decline in ...
Pittsburgh Post-Gazette: 30-year mortgages dip slightly to 6.47 percent
21 Aug 2008 at 4:29pm
Rates on 30-year mortgages fell slightly this week to the lowest level since mid-July.. . Freddie Mac, the mortgage company, reported today that ...
Motley Fool: Dear FDIC: I Want a Better Mortgage, Too
21 Aug 2008 at 6:14pm
In real estate, you typically see cycles between buyer's markets and seller's markets. But the credit crunch has brought a new term to the ...
Boston Business Journal: 1 in 4 college students graduate with $5k credit car...
21 Aug 2008 at 6:10pm
About one out of every four college students leave school with upwards of $5,000 of credit card debt, according to a survey released Wednesday.. ...
SeekingAlpha: Today's Action: Crude Crushes the Dollar; Financials Threaten
21 Aug 2008 at 6:09pm
Oil prices are above $120 a barrel on geopolitical tensions and fears that Tropical Storm Fay will make landfall for the third time, which is an ...
TPM Café: Freddie and Fannie, meet Slim and None...
21 Aug 2008 at 6:06pm
Two of the most battered of the "gold-dust twin" home-funding companies today saw their share-value collapse amid reports of a government bailout ...
Canadian Business Online: Comerica shares continue decline as financial worri...
21 Aug 2008 at 6:05pm
Comerica Inc. shares continued their decline Thursday as investors continued to avoid financial stocks.. . Shares dropped 96 cents, or 3.6 percent ...

Credit Tips Blog
Credit Tips For Consumers and Real Estate Professionals

Debt Management and Consolidation Loans
by admin
18 Aug 2008 at 8:14pm
There are many reasons why people have trouble managing debts. Although it may sound easy, debt management requires much discipline. To be effective, you should be able to sort your finances regularly, stick to your budget and avoid late payments. If you have problems of paying your dues on time ...
Avoiding Judgments On Credit Report
by admin
1 Jun 2008 at 11:30am
Credit scores are very important especially if you are planning to buy a home by taking out a mortgage. If you have a high credit score, you will be entitled to higher credit line as well as lower interest rates. On the other hand, a low credit score will provide you with the opposite, limited [...]
Credit Report Inquiries 101
by admin
3 Mar 2008 at 10:28am
Many of you might be familiar with the term credit inquiry especially if you have availed of promotional offers or were interested in one. Individuals or businesses offering such services or products would usually try to establish your paying capabilities by making an inquiry about your credit. I...
Why People Want To Apply for Bankruptcies
by admin
7 Feb 2008 at 5:46am
In the United States, people consider their financial life very important. This can be reflected in their credit record or report. Whenever there are late payments, collection accounts, delinquencies and even bankruptcies, all these go to their credit reports, lowering their credit scores. A low ...
Bankruptcies and Repairing Credit
by admin
28 Dec 2007 at 6:35am
To be able to apply for credit, you must have a good credit report. Accomplishing this is actually easy. You just need to pay all your bills on time, live within your means and manage your finances well. Unfortunately, there are quite a few people who have experienced financial difficulties that ...

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